Directions： For this part， you are allowed 30 minutes to write a composition on the topic A Letter of Application for a School Loan. You should write at least 120 words according to the outline given below in Chinese：
A Letter of Application for a School Loan
To whom it may concern，I‘m writing to you to apply for a school loan. As a freshman from the English Department， I have much financial difficulty in continuing my study. There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in a high middle school. I took part time jobs during the summer vacation， but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study， I have to apply for a school loan. If my request is granted， I will make good use of the money and put my heart into study. I will definitely pay back the loan according to the requirements. I hope that you will consider my application. Looking forward to your reply.