D
Every year, thousands of new high school graduates pack their bags, move to new cities, and sign papers accepting loans, the money borrowed from a bank or lenders etc, which they might not be able to pay back. Without proper education on personal finance, especially as it relates to paying for college, young adults are guided into improper loan plans that result in years of debt after graduation. In order to set students up to succeed financially, it is important to educate students and parents on their financial options before school in the fall. The best way to support families heading for college is to require that every high school student take a personal finance class before graduation. This will help smooth the transition into adulthood.
The average student takes out at least one loan to cover the costs of their education each year. In 2014 the average student graduating from college carried a negative balance of about $20,000 in debt, which often spread over multiple lenders. Upon graduation, students rarely know exactly how much money they owe, and even though they are in the state of being unable to pay their debts, they cannot wipe out student loans. These students spend much of their adult lives paying off the gradual increasing debts.
A personal finance course would teach students how to manage their income and expenditures, while helping to significantly reduce the amount of debt students carry into adulthood. By teaching students how to save money and live within their means, this course will provide the next generation with a foundation to progress financially. Students choosing to get a job straight out of high school would also benefit from finance education for these very reasons. With education on how to manage their finances, all young people will have the knowledge to make healthy decisions, leading them to improve good credit and purchase needed items like cars and homes with skill and confidence.
While not every young person makes financial mistakes, those who do can face years of difficulty trying to get their finances back under control. Rather than help them through these hard times when they happen, we should try to prevent them from happening at all. Making the completion of personal finance coursework a requirement for graduation would ensure that young people are at least aware of the basics of preserving a financial stability.
【语篇导读】本文是一篇记叙文。作者针对大学毕业生工作后容易背负债务推荐一种让学生从中受益避免陷入财政困难的理财课程。
67. After graduation from college, many young people ______.
68. What is the third paragraph mainly about?
69. Having financial knowledge, high school students are probably able to ______.
70. The main purpose of the passage is to_______.
确定题目关键词 result in years of debt after graduation.，可知大学毕业生毕业生借款然后花好几年来还债。A 努力支撑自己的家庭历 B花好几年还债 C顺利的度过艰难的岁月 D能成功滴管理好自己的财政，故选B。
事实细节题，直接信息理解题。根据第一段的“Every year, thousands of new high school graduates pack their bags, move to new cities, and sign papers accepting loans, the money borrowed from a bank or lenders etc, which they might not be able to pay back.”以及“young adults are guided into improper loan plans that result in years of debt after graduation. ”可知，许多大学生毕业后接受银行借款然后花几年的时间再偿还债务。所以选择B。
把握不住细节信息。
本题考查了学生提取细节能力。句意：A 提高财政信誉的办法 B上理财课的好处 C平衡收入与支出的技能 D对于个人理财的教育。故选B。
事实细节题，直接信息理解题。根据第三段的“ A personal finance course would teach students how to manage their income and expenditures, ”可知，此段是有关上理财课的优点。所以选择B。
把握不住细节信息。
本题考查了学生提取细节能力。句意：A 顺利的去上大学 B摆脱财政困境 C免受大学教育所费用的苦恼 D避免未来财政困难的风险，故选D。
事实细节题，直接信息理解题。根据第三段“ Students choosing to get a job straight out of high school would also benefit from finance education for these very reasons. ”可知高中生会从理财课上受益避免财政麻烦。所以选择D。
把握不住细节信息。
推理判断题。结合上下文可知作者先是讲述毕业生往往会陷入的财政麻烦，接着介绍理财课的好处，可见作者在说服学生参加理财课，故选B。
【解析】本题考查了学生推理判断的能力。结合上下文可知作者在说服学生上理财课。A通知与解释 B 讨论与说服C分析与评估 D 讨论与检查 。故选B。
把握不住相关要点。